This is our Local Giving

“Loans are for UK residents only.”


Granted over £3,500,000 in Charitable (Interest-Free) Loans

From 2000 to 2008, we provided the Housing Scheme with an investment of approximately £2,300,000

Highly praised by scholars for authenticity in Islamic finance

Helped people in saving over £1,000,000 in Riba’ payments

Supported many local causes through our charitable fund

The History of Ansar Personal Loans (Qard Hasana)

The personal loan Fund managed by Ansar Finance Ltd. is built by member donations of a nominal £10 per month. Yes – just £10 per month donation will help build a Fund which will provide the members a personal loan free from any interest whatsoever. Consider there are 2-2.5 million Muslims in Britain, therefore £10 x 2m = £20m per month. The Fund will, God Willing, help everyone avoid riba (interest) over and over again and act as a sadaqa jaariyah for the member. Many of the members have already benefitted from the loan facility and saved themselves hundreds and some even thousands of pounds of interest payments. The chart below shows the cost in interest for a comparable loan (ie. £5000 repayable over a 36 month period) from some of the high street banks. As well as saving money the members have been able to comply with the teachings of the Qur’an and Sunnah. Ansar Finance has gone from strength to strength since it started in 1994 and is leading the way in interest-free personal loans.

HOW loans application  WORKS


Providing Support Through Islamic Finance since 1994

Am I eligible for an interest-free loan?

As much as we would love to help everyone, unfortunately, we have limited funds available and as such we are unable to accept applications for the following:

  • Home Finance
  • Business Finance
  • Student Finance (except in certain circumstances).
  • Money to be sent or used outside of the UK
  • Extravagant spending

Please Note: We do not provide loans for anything which goes against Islamic values i.e. Haraam, illegal and/ or unethical matters.

Following are the conditions for the loan:

  • You are over the age of 18
  • You are able to provide a valid guarantor
  • You are able to provide proof of your income
  • You have the right to remain in the UK indefinitely
  • You have sufficient income to repay the loan from Ansar
  • You agree to pay a £30 Application Fee


Step 1

Submit the completed application form along with evidence of the reason for the loan

Step 2

The loan panel will review and consider your application

Step 3

If your loan is conditionally accepted you will be asked for supporting documents and a £30 application fee

Step 4

Once all sufficient documents and information have been provided we will conduct financial and credit checks

Step 5

Your guarantor will be sent a “Guarantee Agreement Form” to complete, sign and return to us

Step 6

You will be asked to discuss your loan application and repayments with us in an interview format

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